.panel { margin: 0 5px 15px 5px; }

.caption, .rules_text
{
  margin: 0 5px;
  border: 2px ridge #444;
}
.caption
{
  background: url("/tavern/images/bg/th.jpg") #555;
  padding: 1px 0;
  text-align: center;
}
.rules_text
{
  border-top: 0;
  background: url("/tavern/images/bg/forum.jpg") #A5865B;
  padding: 10px;
}
.rules_text ol { margin: 0; }
.rules_text li { text-align: justify; }
.rules_text li+li { margin-top: 12px; }